Restart Your Life – Get Your Fresh Start Today
It’s overwhelming — your debt. And you don’t know how you ended up with so much. There are so many factors that could have put you in the position you are in today: a lost job, an expensive medical procedure, or maybe just the financial demands of everyday life. No matter how you’ve accumulated your debt, one thing is for certain: you don’t know how you are going to pay it all back. It’s time to put an end to your financial woes.
Our bankruptcy attorney Lawrence Blue is here to help you. At the Law Offices of Lawrence Blue, we understand how important it is to resolve crushing financial issues in order to restore harmony both in your bank account and in your mind.
Dependable Debt Relief Assistance
Lawrence Blue has been serving the clients in the areas of bankruptcy and tax law for 15 years, and is a member of the National Association of Consumer Bankruptcy Attorneys. He helps people and businesses rid themselves of credit card bills, medical debt, and unpaid loans and tax debt through Chapter 7 and 13 bankruptcies. With his extensive bankruptcy and tax law experience, Lawrence Blue is dedicated to finding the right debt relief solution for you. He can assist you with:
- Bankruptcy basics
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
- How can bankruptcy help?
- What property can I keep?
- Life after bankruptcy
- Bankruptcy and tax issues
We invite you to contact us with your challenging financial matters. You don’t have to feel alone; bankruptcy attorney Lawrence Blue can help you achieve financial freedom.
Bankruptcy is a good option to help you take control of your life and restore your peace of mind. A bankruptcy filing can help you get out of debt, save your home, improve your credit score, stop the IRS, protect your assets, reorganize your business, and plan for retirement. Most people qualify for a Chapter 7 bankruptcy that is usually completed in three to four months. I have helped thousands of people and businesses get a fresh start. I look forward to providing you with a free consultation to discuss your options and help you get a good night’s sleep.
I will analyze your income, expenses, assets, debts to determine if you qualify for a Chapter 7 bankruptcy. A Chapter 7 bankruptcy allows you to get rid of, or discharge, most of your debts in 3 to 4 months. You can’t get rid of some debts like student loans, child support, and certain taxes. If you qualify for a Chapter 7 bankruptcy it will only take 3 to 4 months.
It is always my goal to file a Chapter 7 liquidation for you all though attorneys make more money doing Chapter 13 reorganization. A Chapter 13 bankruptcy is a reorganization with a 3 or 5 year payment plan. The courts control your ability to live and borrow money. You are under strict reporting requirements and may lose your tax refund and future income. You probably won’t get a good nights sleep if your in a Chapter 13 bankruptcy. I can often help you plan to qualify for a Chapter 7 if you don’t qualify after the first analysis.
Do yourself a favor and don’t file a Chapter 13 bankruptcy with out talking to me. I recently filed a Chapter 7 for a family that another attorney was going to put in a 100% Chapter 13. They would have paid 100% of their creditors over $100,000 in a 5 year Chapter 13 plan. With a little planning I was able to help them discharge all of their debt in a Chapter 7. This is just one of many families I have helped avoid Chapter 13 and successfully file a Chapter 7 liquidation.
When do I Need a Tax Attorney?
You need a tax attorney if the IRS contacts you about anything. I tell all my clients to never talk to an IRS agent about anything. You may think you can handle it. But I have seen a number of smart people try to handle the IRS and get horrible results. They have ended up owing huge amount of money, agreed to pay taxes they legally don’t owe, gotten others in trouble, and gone to jail.
I’m happy to talk to you for free to see if you need me to be your tax attorney or not. You maybe able to handle your own IRS issue but please talk to me first. If you can handle it I will give you some pointers based on my 15 years of experience helping over 5000 people and business with tax troubles.
I will examine your income, assets, and expenses using the mandated IRS standards to figure out your best option. You may qualify for an Offer in Compromise also known as an OIC, currently not collectable status, or one of the many types of payments plans the IRS offers. I do not like putting people in not collectible status because in most cases the IRS will revisit you in a year or two.
An Offer in Compromise makes sense if you qualify and can come up with the 20% down payment. An OIC can significantly reduce your tax liabilities. Sometimes a partial pay installment agreement, or PPIA, is the best option. A PPIA allows you to pay what you can using the IRS standards. Its easier and cheaper to set up than an OIC.
The bottom line is dealing with the IRS is a complex area of the law. I encourage you to not go it alone and have an advocate represent you. I’m happy to provide a free consultation.